Why choose a credit union?
Membership
We are in a time when stretching money as far as possible is essential for daily life. Are you feeling the pinch? Do you find yourself considering all the options you can in order to maximize your funds? Have you considered joining a credit union?
What is a Credit Union?
Credit unions are full-service financial institutions that can help you realize all your financial goals. Members have access to the same products, services, and benefits that are offered by other financial institutions. Where credit unions differ is that they are not-for-profit financial cooperatives owned by and operated for the benefit of the members they serve. Credit unions serve their members, not Wall Street investors.
Credit unions are comprised of people helping people – they have an interest in supporting and advancing their communities. They work hard to improve members’ savings; help them invest in their homes, businesses, and education; and secure a stronger financial future. No matter what life brings, credit unions are always there to help strengthen the financial lives of individuals, families, and businesses in their communities.
Why Join a Credit Union?
Credit unions help hard working people, like you, work, live, and thrive. Their not-for-profit, member-owned structure ensures that earnings benefit members’ financial well-being. Here are just a few examples of the advantages of being a credit union member:
- Credit unions are focused on you, not shareholders.
- Credit unions have an interest in making their communities stronger and are focused on helping their members meet their financial potential.
- At a credit union, you can get more personalized service than you might receive at a bank.
- Because credit unions are not-for-profit and serve their members, profits are shared with members through:
- Higher yields on savings accounts
- Fewer and lower fees
- Lower loan interest rates
- Individualized lending flexibility
Credit Unions just make sense. If you are ready to take the next step, reach out for more information and to find out if the switch is right for you.