Welcome First Sound Bank

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Welcome First Sound Bank

As you transition into the Harborstone family, please use this one-stop shop to answer any questions. Included below is information about our business services and personal products, as well as helpful links to get to know us!

From all of us – Welcome to Harborstone!

Explore some of our key features:

Business Services

Personal Products

F.A.Q.

Please continue to direct all inquiries through Erin or Shelby by contacting
(206) 515-2004 or visiting us in person at 925 Fourth Ave, Ste 2350, Seattle, WA 98104.

Welcome to Harborstone

A message from Harborstone's CEO Geoff Bullock. Welcome to the Harborstone family.

Business Services

ACH Origination

Distribute payroll by direct deposit, pay vendors electronically, save time and money, know the exact payroll date and reduce overall risk.

Wire Transfers

Save time by initiating wire transfers electronically and create templates for reoccurring wire transfers.

Positive Pay

Reduce the risk of fraud by comparing checks online and selecting to pay or return the items allowing you to maintain control of your money and payments.

Remote Deposit Capture

Save time and trips to a branch by depositing on the go and enjoy multi-feed scanner, same day settlement, and scanned check storage.

HR & Payroll

We’ll process payroll and compile timesheet information, securely store employee files, use integrated screening and onboarding tools to manage your potential new hires and maintain tax compliance.

Business Checking

We’re here with solutions to help your company thrive, providing one-on-one support for all of your business needs, as well as a suite of options to help your business run smoothly.

Business Savings

Invest in your company’s growth, today and tomorrow.

While you’re focused on your business’ day-to-day needs, we can help you invest in your future.

Business Lending

As a business owner, you wear a lot of hats – We get it.

That’s why we offer a variety of lending products to keep you moving forward.

PNW Premier – High Yield Checking Account

Looking to improve your personal checking account?

PNW Premier is a banking account that rewards you with a high-yield rate on your checking account balance. With simple-to-achieve qualifications, a tracker to monitor your progress, and digital tools that make owning your finances a cinch, PNW Premier is an exceptional high-yield checking account for busy people wanting to make every dollar count.

Savings and Investing

IRA’s, Certificates, Savings, and more!

We make it easy to reach your goals, whether you’re saving for a rainy day, or a well-deserved vacation in the sunshine. – We’ve got you covered!

Need a short-term solution? We’ve got it. Planning for retirement, way down the road? We can help.

Checking

High-Yield Checking at your Fingertips

With our high-yield checking account through PNW Premier you can get back up to 7.00% (APY) on up to $4,000. Enjoy a competitive high-yield on your checking account along with global ATM access, no annual fees, and debit card rewards just for using your card!

Loans and Credit

Credit Cards, Personal Loans, HELOC, and more!

Life can throw you unexpected challenges – and exciting opportunities – when you least expect it. Personal loans and credit cards help you bridge those gaps wisely, so you stay on track with your financial plans.

Rates and Fees

We make sure all of our rates and fees are competitive and posted on our website. For more information, please follow the link below.

Frequently Asked Questions

Will my current products and services change?

Harborstone expects to continue offering similar, or a greater variety of, products and services as First Sound after the transition. Presently, First Sound offers checking accounts, CDs, and money market accounts. Harborstone currently offers these same deposit products and more.

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What is happening?

The boards of First Sound Bank and Harborstone Credit Union, a Washington State chartered credit union, have signed a definitive agreement for Harborstone to acquire First Sound through Harborstone purchasing the assets and assuming the liabilities of First Sound. Read our official Press Release Here.

Will my account number or account names change with the account conversion?

The conversion of accounts to Harborstone’s records and systems is expected to occur in late 2024 and may require a change to account numbers. We understand this can cause disruption, so we will work to minimize changes as much as possible. We’re committed to making transitions as smooth as possible and reduce interruptions in accessing your accounts.

How will this affect my loan payments?

You will continue to make loan payments to First Sound Bank, 925 Fourth Avenue, Suite 2350, Seattle, Washington 98104, until account conversion is complete. Following conversion, you can make loan payments at any Harborstone branch location, or by mail to PO Box 4207, Tacoma, WA 98438‐0207. Please visit harborstone.com/payments for more options.

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