5.99% APR FOR ONE YEAR
5.99% APR FOR ONE YEAR
Gaining freedom from debt can feel as elusive as finding the Pacific Northwest’s legendary Big Foot. But, if you have equity in your home, there’s good news. Harborstone is offering a home equity line of credit special, with an introductory rate of 5.99% APR for the first 365 days, with a fully indexed rate of 8.50% to 11.84% APR.
With a HELOC, you can use your home’s equity to consolidate and pay off high-interest debt at a great rate. In addition to consolidating debt, a HELOC can be used for:
- Home improvements
- College costs
- Wedding expenses
- Emergency funds
NEW HELOC
Take a minimum draw of $5,000 within the first 30 days of opening a new HELOC before September 30, 2024, and receive the special advance rate of 5.99% APR for 365 days, with a fully indexed rate of 8.50% to 11.84% APR.
MEMBERS WITH AN EXISTING HELOC
Take an available advance of at least $5,000 by September 30, 2024, and receive the special advance rate of 5.99% APR for 365 days, with a fully indexed rate of 8.50% to 11.84% APR.
For more information on HELOCs and their benefits, check out our HELOC FAQ.
Apply for a New HELOC Contact UsDisclosures
Borrowers with an existing HELOC with at least $5,000 available for an advance, or a new HELOC opened with a single advance of at least $5,000 within 30 days of originating the request by September 30, 2024, to be deposited to one of member’s Harborstone Credit Union accounts. The advanced amount will have a fixed 5.99% annual percentage rate. Member must take a minimum draw of $5,000 from member’s HELOC in order to be eligible for the special rate. The special APR of 5.99% will be fixed for 365 days and is then subject to change. The fixed rate will not exceed that of the current annual percentage rate. Rates are effective as of April 1, 2024. At the end of the promotional period, the variable APR will be calculated using the existing margin on member’s account, with a maximum APR of 12.5%. Property insurance is required. All loans and collateral are subject to Harborstone Credit Union lending policies. Rates and terms are subject to change at any time, and offer is subject to being discontinued at any time. Harborstone is an Equal Housing Opportunity lender. APR = annual percentage rate.