Everyday Banking
No matter what stage of life you’re in, Harborstone provides everyday banking tools that make it easy to manage your finances today, while planning for tomorrow. Wherever life takes you, we’re standing by to help you reach your financial goals.
The staff are always pleasant, professional and engaging. They go above and beyond the moment you enter and exit the building. Harborstone Credit Union is a banking utopia!
Samuel, Member
Personal Bankers
Put me in, Coach!
Financial skills don’t come easy for most of us. That’s why we’ve assembled a team of bankers who are specially trained and eager to help our members gain the skills and knowledge they need to achieve financial success and support short and long-term goals.
Our Personal Bankers are ready to answer any questions you may have.
Total access, anytime, anywhere.
Access your money from anywhere, at anytime. From online and mobile banking to telephone banking and in-branch services, we’ve got you covered.
Online Banking
Manage your money, pay bills or make transfers, all from the convenience of your home or favorite vacation spot.
Mobile Banking
From digital wallets to text banking, we’ll safely and securely help you manage your money on-the-go.
Telephone Banking
Check account balances, make loan payments, transfer funds and more with our 24-hour phone service.
In-branch Banking
With branches in 15 communities across the Puget Sound, we’re here to serve you in-person, at your convenience.
Checking accounts as individual as you are.
Looking for a checking account with no monthly fee? Or one that teaches your teenager financial responsibility? Whatever your needs are, we’ve got the right match for everyone.
Competitive rates, easy-to-open accounts, and benefits like global ATM access, debit rewards, and free online banking – these are just a few perks you’ll get with our personal checking options.
Open an account online, over the phone or in-branch.
View Rates and TermsPNW Premier Checking
Our most popular account; earn interest on your everyday spending plus additional perks when you meet qualifications.
No monthly service fees.
An easy-to-use tracker in your app to see your progress toward rewards.
Competitive APY on balances up to $4,000 when qualifications are met.
Ultimate Value Checking
Earn tiered dividends on your entire balance, putting more cash in your account. And to sweeten the deal – you can earn special discounts from Benefits Plus®.
No monthly service fees.
Earn more on the balance of your choice.
Up to 10 free withdrawals per month at any non-Harborstone, non-co-op ATM.
$1 per withdrawal after that.
Free first box of exclusively designed checks.
Unlimited Potential Checking
We want to see everyone succeed in their finances. Allow us to help you get back on your feet with this non-traditional checking account that allows you to demonstrate success in your account relationship.
$6.75 monthly service charge fee.
For members who have previously been denied a checking account.
Up to 10 free withdrawals per month at any non-Harborstone, non-co-op ATM
$1 per withdrawal after that.
Teen Checking
We believe in kick-starting a healthy relationship with money at an early age. This special checking account teaches teens 13 to 17 the responsibility of managing their money wisely, and building those habits early. This account must be opened in-branch.
For members ages 13-17 (must have an adult as a joint account holder).
A regular savings account must be opened first.
Minimum opening balance of $25 and no minimum monthly balance or monthly fee.
Up to 10 free withdrawals per month at any non-Harborstone, non-co-op ATM
$1 per withdrawal after that.
Our Debit Perks
From safety and security to contactless convenience, our debit cards offer a suite of benefits to help you earn rewards and manage spending, all on your terms.
Security: Secure encryption technology makes our debit card safer than ever.
Tap-to-Pay: Make a purchase with one simple tap using compatible card readers.
Debit rewards: Earn cash-back offers from your favorite retailers.
Digital wallet: Load your card in your mobile device for quick and easy payments on-the-go.
Card controls: Set transaction limits and turn your card off when it goes missing; the power is yours.