Community 1st Credit Union
An Exciting New Chapter!
The Community 1st Credit Union Board of Directors is pleased to announce their approval of a merger agreement with Harborstone Credit Union. Community 1st recently entered its 100th year of service, and this merger announcement marks the beginning of an exciting development for the members of both Community 1st and Harborstone. The proposed merger will bring together dedicated employees, convenient locations and valuable financial products and services to serve our wonderful, combined membership.
Check out our Press Release here.
Left: Geoff Bullock, President and CEO, Harborstone Credit Union Right: Dan LeFree, President and CEO, Community 1st Credit Union
A Message from Geoff Bullock and Dan LeFree
With similar philosophies and shared cooperative values, Community 1st Credit Union and Harborstone Credit Union are in a unique position to build an organization founded on excellence and trust.
Our History
Today
We continue to serve those who serve, to honor our rich history with our military. We serve all communities in and around our 16 branches throughout the Puget Sound, as well as our members from across the state of Washington.
Tomorrow
We will continue to grow because we’re stronger together. We hope to join hands and uplift our communities, supporting one another and creating a better financial future for generations to come.
1955 & 1996
1955 – Harborstone began as McChord Federal Credit Union, serving airmen on McChord Air Force Base who each owned one $5 share of the credit union.
1996 – We changed our name to Harborstone Credit Union and opened our membership to everyone in Washington state.
2013
We combined forces with Prevail Credit Union, which allowed us to provide more branch locations and give our members access to the CO-OP ATM and Shared Branching networks.
2016
We brought TULIP Cooperative Credit Union under our wing. With a shared mission to strengthen our communities through financial counseling, the partnership has allowed us to serve our existing members better, with access to new products and resources. In addition, it allowed us to improve our communities by welcoming underserved people back into the banking system and offering education for all.
2024
We welcomed First Sound Bank into the Harborstone family. Joining hands to create a stronger community together and provide more resources to the Seattle area and members joining us from First Sound Bank.
Our Mission
We live every day by our mission statement – building dreams and changing lives for generations to come.
We believe our members, regardless of income level, can achieve financial prosperity with the right support, tools and resources. Because of this, we’ve been able to offer great products like our high-yield checking account, PNW Premier with an industry leading 7.00% APY. We’re here to help our members feel empowered – giving them confidence that they can thrive and achieve success in their own, unique financial situation.
Check Us Out on Social Media
Follow us and stay up-to-date on all things Harborstone!
We strive to stay connected with our community and members by having open and honest communication.
Community Impact
Community is at the center of what we do.
We invest in our communities to help them thrive. It’s what drives us to show up for our members and do the right thing, because when we do, it makes a big impact.
Annual Reports
As a member-owner, we encourage you to stay informed.
Every year, we assemble an annual report to capture the highlights from the year. Take a peek to see what we’ve been up to.
Our Locations
With 16 locations across western Washington, we make sure you are never without assistance when you need it! In the Puget Sound and beyond, we support our local communities; check out our communities to find your local branch.
Frequently Asked Questions
Community 1st Credit Union evaluated possible partners, and selected Harborstone Credit Union because of its excellent reputation for member service, its strong financial position, and its expansive list of products and services.
Harborstone Credit Union has 16 branches throughout the Puget Sound region, and shares our commitment to support the communities we serve.
The primary reason for this merger is to enhance the services, benefits and convenience to members of both credit unions and the communities we serve. We have a fiduciary responsibility to do what is in the best interest of our membership. We believe this merger will allow two strong and successful credit unions to thrive for generations to come. By joining together, we will enhance the value of our organization and allow for a collaboration of our resources. Together, our members’ service experience will be enhanced in ways not possible before.
Community 1st values are rooted in treating members and employees with integrity and respect. We are committed to providing exceptional member service, while maintaining the safety and security of our members’ assets and information. The credit union believes in operating from a position of financial strength and discipline, to achieve controlled growth and sustained profitability for the benefit of our members.
No. Not until the conversion between systems is complete. Stay tuned for additional details to be shared. In the meantime, CO-OP shared branching locations are available. Visit https://www.coop.org/Shared-Branch-ATM for a full list of locations.
We do not expect any interruption to your electronic services such as direct deposit and automatic withdrawals. Look for future communications that will include specific information about any changes to your accounts or electronic services. Our intentions are to keep you informed along the way and make this transition as seamless as possible.
Check out our full FAQ, located here.